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Minnesota Medicare: Smarter Enrollment for Minnesotans

Your Guide to Medicare Plans in the North Star State

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Why Minnesota Medicare Is Different

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  • ✔️ Standardized Medigap "Basic" & "Extended Basic" plans
  • ✔️ Medicare Cost Plan phase-out transition help
  • ✔️ County-specific provider network guidance

Your Minnesota Medicare Enrollment Windows

Turning 65 Soon?

📅

Your 7-month window:

  • 3 months before birthday
  • Birthday month
  • 3 months after birthday

Already Enrolled?

🔄

Change plans during:

  • Annual Enrollment (Oct 15–Dec 7)
  • Special Enrollment Periods

Minnesota Coverage Choices

Original Medicare + Medigap

  • Predictable costs
  • Choose any Medicare doctor
  • Basic/Extended Basic options

Medicare Advantage

  • $0 premium options
  • All-in-one plans
  • Twin Cities metro focus

Common Minnesota Medicare Mistakes

⚠️

Assuming national advice applies here

⚠️

Not verifying provider networks

Start Your Minnesota Medicare Journey

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} } @media (min-width: 992px) { .gp-component-id-Xz9ub4OHdgS { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-Xz9ub4OHdgS { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-BbX_V2zvA2N { cursor: text; box-sizing: border-box; margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-BbX_V2zvA2N { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-BbX_V2zvA2N { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-BbX_V2zvA2N { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-BbX_V2zvA2N { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-FNREgZMiCLk { height: 100%; width: 100%; padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } @media (min-width: 640px) { .gp-component-id-FNREgZMiCLk { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 768px) { .gp-component-id-FNREgZMiCLk { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 992px) { .gp-component-id-FNREgZMiCLk { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 1200px) { .gp-component-id-FNREgZMiCLk { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } .gp-component-id-iWbdUR4l6iw { flex-basis: auto; flex-shrink: 0; flex-grow: 0; padding-right: 0.5rem; padding-left: 0.5rem; width: 100%; } @media (min-width: 768px) { .gp-component-id-iWbdUR4l6iw { width: 50%; } } .gp-component-id-GTsg5BF5cfQ { flex-wrap: wrap; margin-right: -0.5rem; margin-left: -0.5rem; } @media (min-width: 768px) { .gp-component-id-GTsg5BF5cfQ { display: flex; } } .gp-component-id-nUk0Ewa6WZG { width: 100%; padding-right: 1.75rem; padding-left: 1.75rem; } @media (min-width: 640px) { .gp-component-id-nUk0Ewa6WZG { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 768px) { .gp-component-id-nUk0Ewa6WZG { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 992px) { .gp-component-id-nUk0Ewa6WZG { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 1200px) { .gp-component-id-nUk0Ewa6WZG { padding-right: 1.75rem; padding-left: 1.75rem; } } .gp-component-id-8kOYAM0LTSV { cursor: text; box-sizing: border-box; line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-8kOYAM0LTSV { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-8kOYAM0LTSV { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-8kOYAM0LTSV { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-8kOYAM0LTSV { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-Kcz1OrH6gJp { box-sizing: border-box; cursor: text; margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-Kcz1OrH6gJp { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-Kcz1OrH6gJp { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-Kcz1OrH6gJp { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-Kcz1OrH6gJp { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-CIn5fzpXofj { height: 100%; width: 100%; padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } @media (min-width: 640px) { .gp-component-id-CIn5fzpXofj { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 768px) { .gp-component-id-CIn5fzpXofj { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 992px) { .gp-component-id-CIn5fzpXofj { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 1200px) { .gp-component-id-CIn5fzpXofj { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } .gp-component-id-pg0o2KdDAiu { flex-basis: auto; flex-shrink: 0; flex-grow: 0; padding-right: 0.5rem; padding-left: 0.5rem; width: 100%; } @media (min-width: 768px) { .gp-component-id-pg0o2KdDAiu { width: 50%; } } .gp-component-id-Vcbj2DEP1wK { box-sizing: border-box; cursor: text; line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-Vcbj2DEP1wK { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-Vcbj2DEP1wK { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-Vcbj2DEP1wK { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-Vcbj2DEP1wK { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-nzm7YT1WhAL { cursor: text; box-sizing: border-box; margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-nzm7YT1WhAL { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-nzm7YT1WhAL { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-nzm7YT1WhAL { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-nzm7YT1WhAL { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-P6UNlM0CG9Z { height: 100%; width: 100%; padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } @media (min-width: 640px) { .gp-component-id-P6UNlM0CG9Z { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 768px) { .gp-component-id-P6UNlM0CG9Z { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 992px) { .gp-component-id-P6UNlM0CG9Z { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 1200px) { .gp-component-id-P6UNlM0CG9Z { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } .gp-component-id-Y_DGo0RsfaJ { flex-basis: auto; flex-shrink: 0; flex-grow: 0; padding-right: 0.5rem; padding-left: 0.5rem; width: 100%; } @media (min-width: 768px) { .gp-component-id-Y_DGo0RsfaJ { width: 50%; } } .gp-component-id-XIj0y4kjX1s { flex-wrap: wrap; margin-right: -0.5rem; margin-left: -0.5rem; } @media (min-width: 768px) { .gp-component-id-XIj0y4kjX1s { display: flex; } } .gp-component-id-Lnlg9uHpOgR { width: 100%; padding-right: 1.75rem; padding-left: 1.75rem; } @media (min-width: 640px) { .gp-component-id-Lnlg9uHpOgR { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 768px) { .gp-component-id-Lnlg9uHpOgR { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 992px) { .gp-component-id-Lnlg9uHpOgR { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 1200px) { .gp-component-id-Lnlg9uHpOgR { padding-right: 1.75rem; padding-left: 1.75rem; } } .gp-component-id-dlKqoXS34h { cursor: text; box-sizing: border-box; line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-dlKqoXS34h { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-dlKqoXS34h { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-dlKqoXS34h { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-dlKqoXS34h { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-2uvzkOLdFl { box-sizing: border-box; cursor: text; margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-2uvzkOLdFl { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-2uvzkOLdFl { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-2uvzkOLdFl { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-2uvzkOLdFl { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-rS4yDpr_N4 { height: 100%; width: 100%; padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } @media (min-width: 640px) { .gp-component-id-rS4yDpr_N4 { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 768px) { .gp-component-id-rS4yDpr_N4 { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 992px) { .gp-component-id-rS4yDpr_N4 { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 1200px) { .gp-component-id-rS4yDpr_N4 { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } .gp-component-id-G3L1C6HYrBG { flex-basis: auto; flex-shrink: 0; flex-grow: 0; padding-right: 0.5rem; padding-left: 0.5rem; width: 100%; } @media (min-width: 768px) { .gp-component-id-G3L1C6HYrBG { width: 50%; } } .gp-component-id-zt0mv3Swgh { box-sizing: border-box; cursor: text; line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-zt0mv3Swgh { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-zt0mv3Swgh { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-zt0mv3Swgh { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-zt0mv3Swgh { line-height: 1.5; color: rgb(53, 49, 62); font-size: 1rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-wNSrcxVOQD { box-sizing: border-box; cursor: text; margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-wNSrcxVOQD { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-wNSrcxVOQD { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-wNSrcxVOQD { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-wNSrcxVOQD { margin-bottom: 1.25rem; font-size: 1.5rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-xR532Ovbml { height: 100%; width: 100%; padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } @media (min-width: 640px) { .gp-component-id-xR532Ovbml { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 768px) { .gp-component-id-xR532Ovbml { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 992px) { .gp-component-id-xR532Ovbml { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } @media (min-width: 1200px) { .gp-component-id-xR532Ovbml { padding-bottom: 1.5rem; padding-top: 1.5rem; padding-right: 1.5rem; padding-left: 1.5rem; } } .gp-component-id-iZigpxg0dNc { flex-basis: auto; flex-shrink: 0; flex-grow: 0; padding-right: 0.5rem; padding-left: 0.5rem; width: 100%; } @media (min-width: 768px) { .gp-component-id-iZigpxg0dNc { width: 50%; } } .gp-component-id-AioNPiXvEOz { flex-wrap: wrap; margin-right: -0.5rem; margin-left: -0.5rem; } @media (min-width: 768px) { .gp-component-id-AioNPiXvEOz { display: flex; } } .gp-component-id-xztXj8VlAj { width: 100%; padding-right: 1.75rem; padding-left: 1.75rem; } @media (min-width: 640px) { .gp-component-id-xztXj8VlAj { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 768px) { .gp-component-id-xztXj8VlAj { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 992px) { .gp-component-id-xztXj8VlAj { padding-right: 1.75rem; padding-left: 1.75rem; } } @media (min-width: 1200px) { .gp-component-id-xztXj8VlAj { padding-right: 1.75rem; padding-left: 1.75rem; } } .gp-component-id-wBIHRqV93C { cursor: text; box-sizing: border-box; margin-bottom: 3.5rem; text-align: center; font-size: 2.25rem; font-family: "Source Sans Pro", sans-serif; margin-left: 0px; margin-right: 0px; margin-top: 0px; } @media (min-width: 640px) { .gp-component-id-wBIHRqV93C { margin-bottom: 3.5rem; text-align: center; font-size: 2.25rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 768px) { .gp-component-id-wBIHRqV93C { margin-bottom: 3.5rem; text-align: center; font-size: 2.25rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 992px) { .gp-component-id-wBIHRqV93C { margin-bottom: 3.5rem; text-align: center; font-size: 2.25rem; font-family: "Source Sans Pro", sans-serif; } } @media (min-width: 1200px) { .gp-component-id-wBIHRqV93C { margin-bottom: 3.5rem; text-align: center; font-size: 2.25rem; font-family: "Source Sans Pro", sans-serif; } } .gp-component-id-VZa_Eg8kL6 { min-height: 120px; display: flex; align-items: center; flex-direction: column; width: 85.71%; padding-bottom: 4.5rem; padding-top: 4.5rem; background-color: rgb(251, 249, 233); border-bottom-right-radius: 0.35rem; border-bottom-left-radius: 0.35rem; border-top-right-radius: 0.35rem; border-top-left-radius: 0.35rem; } @media (min-width: 640px) { .gp-component-id-VZa_Eg8kL6 { display: flex; align-items: center; flex-direction: column; width: 85.71%; padding-bottom: 4.5rem; padding-top: 4.5rem; background-color: rgb(251, 249, 233); border-bottom-right-radius: 0.35rem; border-bottom-left-radius: 0.35rem; border-top-right-radius: 0.35rem; border-top-left-radius: 0.35rem; } } @media (min-width: 768px) { .gp-component-id-VZa_Eg8kL6 { display: flex; align-items: center; flex-direction: column; width: 85.71%; padding-bottom: 4.5rem; padding-top: 4.5rem; background-color: rgb(251, 249, 233); border-bottom-right-radius: 0.35rem; border-bottom-left-radius: 0.35rem; border-top-right-radius: 0.35rem; border-top-left-radius: 0.35rem; } } @media (min-width: 992px) { .gp-component-id-VZa_Eg8kL6 { display: flex; align-items: center; flex-direction: column; width: 85.71%; padding-bottom: 4.5rem; padding-top: 4.5rem; background-color: rgb(251, 249, 233); border-bottom-right-radius: 0.35rem; border-bottom-left-radius: 0.35rem; border-top-right-radius: 0.35rem; border-top-left-radius: 0.35rem; } } @media (min-width: 1200px) { .gp-component-id-VZa_Eg8kL6 { display: flex; align-items: center; flex-direction: column; width: 100%; padding-bottom: 4.5rem; padding-top: 4.5rem; background-color: rgb(251, 249, 233); border-bottom-right-radius: 0.35rem; border-bottom-left-radius: 0.35rem; border-top-right-radius: 0.35rem; border-top-left-radius: 0.35rem; } } .gp-component-id-h0o5RLNalL { min-height: 120px; display: flex; align-items: center; flex-direction: column; width: 100%; margin-right: auto; margin-left: auto; } @media (min-width: 640px) { .gp-component-id-h0o5RLNalL { display: flex; align-items: center; flex-direction: column; max-width: 640px; } } @media (min-width: 768px) { .gp-component-id-h0o5RLNalL { display: flex; align-items: center; flex-direction: column; max-width: 768px; } } @media (min-width: 992px) { .gp-component-id-h0o5RLNalL { display: flex; align-items: center; flex-direction: column; max-width: 992px; } } @media (min-width: 1200px) { .gp-component-id-h0o5RLNalL { display: flex; max-width: 1200px; } } .gp-component-id-U22mHjEJ3 { z-index: 10; position: relative; }