Why You Should Schedule Your Medicare Annual Enrollment Appointment Early

Medicare Annual Enrollment (AEP) begins in October, but waiting until then could be a costly mistake.

Every year, Medicare plans change. Carriers adjust coverage areas, provider networks shift, and prescription drug formularies update. Some plans disappear entirely. In 2026, the changes are bigger than usual — and for many people in Minnesota, that means finding a new plan that actually works for their needs.

Here’s why it’s wise to schedule your Medicare review early:

1. Carriers Are Reducing Options

Some companies are leaving the market or shrinking their coverage areas. That means fewer plan choices if you wait until the last minute.

2. Networks and Benefits Shift Every Year

Your doctor, pharmacy, or prescriptions may no longer be covered under your current plan. If you don’t review early, you risk getting stuck with higher costs or losing access to care you rely on.

3. 11,000 People Turn 65 Every Day

That’s 11,000 new Medicare beneficiaries joining the system daily. When October hits, advisors get flooded with appointment requests. The later you wait, the harder it is to find an experienced, local advisor who can give you the attention you deserve.

4. Avoid the October Rush

Most people put off Medicare decisions until the deadline is staring them in the face. By then, appointments are limited, the process feels rushed, and mistakes are made.

5. It’s Free and There’s No Obligation

At VitalShield Insurance Services, we offer free Medicare Clarity Calls to walk you through your options. There’s no cost and no obligation to enroll — just clear, simple guidance to help you make the right decision.

✅ The Smart Move: Book your appointment now, before the rush. Get your plan reviewed early, know your options, and step into 2026 with confidence.

📞 Call/Text: 763-290-1267

🌐 Visit: VitalShieldUS.com