Minnesota Medicare Help That’s Clear, Local, and Unbiased
Minnesota Medicare Help That’s Clear, Local, and Unbiased
Dec 19, 2025
Turning 65 or already on Medicare? Get expert help comparing Medicare Advantage, Medigap, and Part D plans available in Minnesota.
Finding the right Medicare plan in Minnesota doesn’t have to be confusing. Whether you’re turning 65, already on Medicare, or helping a family member, you deserve clear answers and local guidance you can trust.
I’m Tim Peddycoart, founder of VitalShield Insurance Services, a licensed, independent Medicare broker in Minnesota. I represent multiple carriers, not just one, so I can help you compare options and choose what truly fits your needs.
👉 Schedule My Free Medicare Clarity Call
📞 Call 763-290-1267
Licensed • Local • Independent • Multiple Carriers
Why Minnesotans Choose VitalShield for Medicare
✔ Unbiased Guidance
I don’t work for one insurance company. I work for you, helping compare plans objectively.
✔ Minnesota-Specific Expertise
Minnesota has unique Medicare rules, networks, and Medigap structures that national call centers often miss.
✔ Ongoing Support
Medicare changes every year. I offer annual plan reviews to make sure your coverage stays competitive.
TOP REASONS PEOPLE SEARCH FOR A MEDICARE AGENT IN MN
Why People in Minnesota Look for Medicare Help
“I’m Turning 65 in Minnesota and Need Medicare Help”
Understand Medicare Parts A, B, C, and D, enrollment deadlines, penalties, and how to avoid costly mistakes.
“Which Medicare Advantage Plans Are Best in Minnesota?”
Compare plans available in your county, including networks, doctors, hospitals, copays, and prescription coverage.
“Do I Need a Medicare Supplement (Medigap) Plan in Minnesota?”
Minnesota has unique Medigap rules. Get clear explanations of Basic vs Extended Basic plans and pricing.
“Who Can Help Me Compare Medicare Drug Plans in Minnesota?”
Part D can be confusing. I’ll compare formularies, drug tiers, and pharmacy costs so you don’t overpay.
“Is Medicare Help Free in Minnesota?”
Yes. There is no additional cost to use my services. I’m paid by the carrier if you enroll.
MEDICARE SERVICES OFFERED IN MINNESOTA
Medicare Plans and Services I Help With
Medicare Advantage Plans in Minnesota
HMO, PPO, regional PPOs, and Special Needs Plans available in your county.
Minnesota Medigap (Medicare Supplement) Plans
Clear comparisons of Minnesota’s unique Medigap options.
Part D Prescription Drug Plans
Find the lowest-cost plan based on your medications and preferred pharmacies.
Medicare for Self-Employed Minnesotans Turning 65
Transitioning from MNsure or employer coverage? Avoid gaps and penalties.
Dual-Eligible Medicare + Medicaid Plans (D-SNP)
Confidential help for those who qualify for Medical Assistance.
WHAT TO EXPECT FROM YOUR MEDICARE CLARITY CALL
You’ll Learn:
• When and how to enroll in Medicare
• How to avoid lifetime penalties
• Medicare Advantage vs Medigap explained
• How prescriptions affect your plan choice
• Minnesota-specific benefits and extra help programs
• How to confirm your doctors are covered
• How to estimate your annual Medicare costs
You’ll Receive:
✔ A personalized Medicare comparison
✔ A free Medicare Basics Guide
✔ A plan recommendation tailored to you
To prepare, have your doctors, prescriptions, ZIP code, and Medicare start dates (if available).
What Minnesota Clients Say
“Tim made Medicare easy to understand. We were overwhelmed until we talked with him. Highly recommend if you’re turning 65 in Minnesota.”
— Blaine, MN
“He explained our Medicare Advantage and Medigap options better than anyone we spoke with. We saved money and improved our coverage.”
— Minneapolis Couple, Ages 67 & 69
Common Medicare Questions in Minnesota
Q: Do I need a Medicare agent in Minnesota?
Many Minnesotans prefer a broker because Minnesota’s Medicare rules and plans are unique.
Q: Is a Medicare agent free in Minnesota?
Yes. There is no additional cost to use my services.
Q: Can you help if I’m still working at 65?
Absolutely. We’ll compare employer coverage versus Medicare.
Q: Do you help with Part D plans?
Yes. I run cost comparisons on all available Minnesota plans.
Q: Do you help people on Medicaid turning 65?
Yes. I assist with D-SNP eligibility and enrollment.
About VitalShield Insurance Services
VitalShield Insurance Services is an independent insurance agency focused on helping Minnesotans navigate Medicare with clarity and confidence.
Contact Info:
📍 Based in Minnesota
📞 
763-290-1267
🌐 VitalShieldUS.com
Ready to Compare Medicare Plans in Minnesota?
Get clear answers, unbiased guidance, and a personalized comparison. No pressure. No cost.
👉 Book My Free Medicare Clarity Call